Lend is a decentralized money market built on Kava that enables the lending and borrowing of cross-chain assets. Lend natively supports Ethereum and Cosmos assets on a secure and decentralized liquidity protocol.

Hard Protocol or Kava Lend supports supply-side deposits for assets like BTC, XRP, BNB, BUSD, ATOM, KAVA, AKT and USDX. One can participate in Kava Lend through three activities:

• Supply: One can safely supply digital assets and earn interest from the Kava Platform.
• Borrow: One can use digital assets as collateral to borrow other assets.
• Earn: Suppliers and borrowers earn Hard tokens that run as the governing token for the platform.

Lend is built as an open, permissionless application accessible by anyone, anytime, anywhere in the world. Other Fintech apps, financial institutions, and exchanges are expected to integrate with Lend’s money market products easily in future.